Comparing the Features and Benefits

A comparison table of FrontLobby, OpenRoom, Chexy, Borrowell

OpenRoom

Chexy

Borrowell

Help Tenants Build Credit

X

X

X

Mission to Improve Rental Housing Industry

X

X

Report On-time, Late AND Unpaid Rent Payments Monthly

X

Prevent Delinquencies Before They Occur (monthly reporting)

X

Landlords Can Report Debts to Credit Bureaus Without a Judgement

X

Deal With Delinquencies Immediately vs Incurring More Unpaid Rent, Time, Expense, and Waiting for a Judgement

X

Works Without Tenant Signup

X

Requires Judgement

Landlords Can Report Debts to Credit Bureaus Without Consent

X

Requires Judgement

Every Creditor Sees Debt (impacting applications to rent, credit cards, auto loans, jobs and more)

X

Report as a Tradeline (vs lower impact collection record)

X

X

Automated Monthly Payment Reminders, Late Payment Warnings, and Debt Recovery Communications

X

Verified Compliance by Provincial & Federal Regulators Keeping Landlords Legally Compliant & Protected

X

Includes Free Legal Defence protection for Disputes

X

Multiple Tools to Facilitate Current Tenant Debt Recovery

X

Multiple Tools to Facilitate Former Tenant Debt Recovery

X

Enables Small Landlords to Access Collections Agency

X

Tenant Screening Services

Credit Reports, Background Checks Including Judgements, Verified Tenancy Records

Crowd Sourced Judgements

Reports to Equifax

X

Requires Judgement

X

X

Reports to Landlord Credit Bureau

X

Reports to Experian

X

Reports to TransUnion
Via Collections
Proof of Credit Impact

Proven credit impact through Equifax study

Any Size Landlord Can Use (1+ Units)

X

X

Comparing the Features and Benefits

A comparison table of FrontLobby, OpenRoom, Chexy, Borrowell

Help Tenants Build Credit

X

Mission to Improve Rental Housing Industry

X

Report On-time, Late AND Unpaid Rent Payments Monthly

X

Prevent Delinquencies Before They Occur (monthly reporting)

X

Landlords Can Report Debts to Credit Bureaus Without a Judgement

X

Deal With Delinquencies Immediately vs Incurring More Unpaid Rent, Time, Expense, and Waiting for a Judgement

X

Works Without Tenant Signup

X

Landlords Can Report Debts to Credit Bureaus Without Consent

X

Every Creditor Sees Debt (impacting applications to rent, credit cards, auto loans, jobs and more)

X

Report as a Tradeline (vs lower impact collection record)

X

Automated Monthly Payment Reminders, Late Payment Warnings, and Debt Recovery Communications

X

Verified Compliance by Provincial & Federal Regulators Keeping Landlords Legally Compliant & Protected

X

Includes Free Legal Defence protection for Disputes

X

Multiple Tools to Facilitate Current Tenant Debt Recovery

X

Multiple Tools to Facilitate Former Tenant Debt Recovery

X

Enables Small Landlords to Access Collections Agency

X

Tenant Screening Services

Credit Reports, Background Checks Including Judgements, Verified Tenancy Records

Reports to Equifax

X

Reports to Landlord Credit Bureau

X

Reports to Experian

X

Reports to TransUnion
Via Collections
Proof of Credit Impact

Proven credit impact through Equifax study

Any Size Landlord Can Use (1+ Units)

X

OpenRoom

Help Tenants Build Credit

Mission to Improve Rental Housing Industry

X

Report On-time, Late AND Unpaid Rent Payments Monthly

Prevent Delinquencies Before They Occur (monthly reporting)

Landlords Can Report Debts to Credit Bureaus Without a Judgement

Deal With Delinquencies Immediately vs Incurring More Unpaid Rent, Time, Expense, and Waiting for a Judgement

Works Without Tenant Signup

Requires Judgement

Landlords Can Report Debts to Credit Bureaus Without Consent

Requires Judgement

Every Creditor Sees Debt (impacting applications to rent, credit cards, auto loans, jobs and more)

Report as a Tradeline (vs lower impact collection record)

Automated Monthly Payment Reminders, Late Payment Warnings, and Debt Recovery Communications

Verified Compliance by Provincial & Federal Regulators Keeping Landlords Legally Compliant & Protected

Includes Free Legal Defence protection for Disputes

Multiple Tools to Facilitate Current Tenant Debt Recovery

Multiple Tools to Facilitate Former Tenant Debt Recovery

Enables Small Landlords to Access Collections Agency

Tenant Screening Services

Crowd Sourced Judgements

Reports to Equifax
Requires Judgement
Reports to Landlord Credit Bureau
Reports to Experian
Reports to TransUnion
Proof of Credit Impact
Any Size Landlord Can Use (1+ Units)

X

Chexy

Help Tenants Build Credit

X

Mission to Improve Rental Housing Industry

Report On-time, Late AND Unpaid Rent Payments Monthly

Prevent Delinquencies Before They Occur (monthly reporting)

Landlords Can Report Debts to Credit Bureaus Without a Judgement

Deal With Delinquencies Immediately vs Incurring More Unpaid Rent, Time, Expense, and Waiting for a Judgement

Works Without Tenant Signup
Landlords Can Report Debts to Credit Bureaus Without Consent

Every Creditor Sees Debt (impacting applications to rent, credit cards, auto loans, jobs and more)

Report as a Tradeline (vs lower impact collection record)

X

Automated Monthly Payment Reminders, Late Payment Warnings, and Debt Recovery Communications

Verified Compliance by Provincial & Federal Regulators Keeping Landlords Legally Compliant & Protected

Includes Free Legal Defence protection for Disputes

Multiple Tools to Facilitate Current Tenant Debt Recovery

Multiple Tools to Facilitate Former Tenant Debt Recovery

Enables Small Landlords to Access Collections Agency

Tenant Screening Services

Reports to Equifax

X

Reports to Landlord Credit Bureau
Reports to Experian
Reports to TransUnion
Proof of Credit Impact
Any Size Landlord Can Use (1+ Units)

Borrowell

Help Tenants Build Credit

X

Mission to Improve Rental Housing Industry

Report On-time, Late AND Unpaid Rent Payments Monthly

Prevent Delinquencies Before They Occur (monthly reporting)

Landlords Can Report Debts to Credit Bureaus Without a Judgement

Deal With Delinquencies Immediately vs Incurring More Unpaid Rent, Time, Expense, and Waiting for a Judgement

Works Without Tenant Signup
Landlords Can Report Debts to Credit Bureaus Without Consent

Every Creditor Sees Debt (impacting applications to rent, credit cards, auto loans, jobs and more)

Report as a Tradeline (vs lower impact collection record)

Automated Monthly Payment Reminders, Late Payment Warnings, and Debt Recovery Communications

Verified Compliance by Provincial & Federal Regulators Keeping Landlords Legally Compliant & Protected

Includes Free Legal Defence protection for Disputes

Multiple Tools to Facilitate Current Tenant Debt Recovery

Multiple Tools to Facilitate Former Tenant Debt Recovery

Enables Small Landlords to Access Collections Agency

Tenant Screening Services

Reports to Equifax

X

Reports to Landlord Credit Bureau
Reports to Experian
Reports to TransUnion
Proof of Credit Impact
Any Size Landlord Can Use (1+ Units)
Request a Quote