OpenRoom

Chexy

Borrowell

Help Tenants Build Credit

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Mission to Improve Rental Housing Industry

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Report On-time, Late AND Unpaid Rent Payments Monthly

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Prevent Delinquencies Before They Occur (monthly reporting)

X

Landlords Can Report Debts to Credit Bureaus Without a Judgement

X

Deal With Delinquencies Immediately vs Incurring More Unpaid Rent, Time, Expense, and Waiting for a Judgement

X

Works Without Tenant Signup

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Requires Judgement

Landlords Can Report Debts to Credit Bureaus Without Consent

X

Requires Judgement

Every Creditor Sees Debt (impacting applications to rent, credit cards, auto loans, jobs and more)

X

Report as a Tradeline (vs lower impact collection record)

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Automated Monthly Payment Reminders, Late Payment Warnings, and Debt Recovery Communications

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Verified Compliance by Provincial & Federal Regulators Keeping Landlords Legally Compliant & Protected

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Includes Free Legal Defence protection for Disputes

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Multiple Tools to Facilitate Current Tenant Debt Recovery

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Multiple Tools to Facilitate Former Tenant Debt Recovery

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Enables Small Landlords to Access Collections Agency

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Tenant Screening Services

Credit Reports, Background Checks Including Judgements, Verified Tenancy Records

Crowd Sourced Judgements

Reports to Equifax

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Requires Judgement

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Reports to Landlord Credit Bureau

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Reports to Experian

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Reports to TransUnion

Via Collections

Proof of Credit Impact

Proven credit impact through Equifax study

Any Size Landlord Can Use (1+ Units)

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